Banks: 14.5 million account holders


Analysis of data collected from banks reveals that at the end of 2022, 14.5 million people are account holders, an increase of 1.6% compared to 2021.

According to the annual report of the National Financial Inclusion Strategy (SNIF), 39% of these people are women and only 3.8% have an account with an agency located in rural areas.

The distribution by age shows that 91% of account holders are at least 25 years old while this segment represents 78% of the adult population (+15 years old), specifies this report drawn up by Bank-Al Maghrib, the Treasury Department. and External Finance (DTFE), the Insurance and Social Security Control Authority (ACAPS), the Moroccan Capital Market Authority (AMMC), the National Federation of Microcredit Associations (FNAM), the Moroccan Foundation for Financial Education (FMEF) and the Professional Association of Payment Institutions (APEP).

As for savings accounts, they reached 8 million holders at the end of 2022 compared to 8.2 million in 2021. 45% of savings account holders are women.

Regarding the use of credits, the number of beneficiaries reached 3.3 million at the end of 2022, of which 31% are women and 64% have a real estate or consumer loan.

Thus, the share of adults with credit from a regulated institution reached 12%.

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