Hibapress
Crowdfunding intended for housing, in particular in the form of “real estate Murabaha”, continued to grow, reaching 23.8 billion dirhams (billion dirhams) at the end of September, after 20.9 billion dirhams a year earlier, according to Bank Al-Maghrib (BAM).
This financing showed an increase of 13.7% compared to September 2023, indicates BAM in its recent “Credit – Bank Deposits” dashboard.
According to the same source, loans granted to households recorded an annual increase of 1.1%, mainly linked to the increase of 1.5% in housing loans and 1.1% in those for home loans. consumption.
At the same time, BAM indicates that the criteria for granting credit remain unchanged for both housing and consumer loans.
As for the rates applied to new loans, they increased to 5.33% in Q3-2024. They stood at 5.14% for GEs and 5.74% for SMEs.
